.tool-page{min-height:70vh;padding:128px 0 clamp(72px,10vw,120px)}.tool-head{max-width:760px;margin-bottom:clamp(36px,5vw,56px)}.tool-head h1{font-family:var(--serif);letter-spacing:.03em;margin:0 0 16px;font-size:clamp(26px,3.6vw,40px);font-weight:700}.tool-head p{color:var(--ink-soft);margin:0;font-size:clamp(14.5px,1.4vw,16px);line-height:2.05}.tool-back{letter-spacing:.1em;color:var(--ink-faint);align-items:center;gap:8px;margin-bottom:24px;font-size:13px;display:inline-flex}.tool-back:hover{color:var(--gold)}.tool-grid{grid-template-columns:repeat(3,1fr);gap:24px;display:grid}.tool-card{border:1px solid var(--line);background:#fff;padding:36px 30px 32px;transition:border-color .25s,transform .25s;display:block}.tool-card:hover{border-color:var(--gold);transform:translateY(-4px)}.tool-card__no{font-family:var(--serif);letter-spacing:.18em;color:var(--gold);font-size:13px;font-weight:700}.tool-card h2{font-family:var(--serif);letter-spacing:.03em;margin:14px 0 12px;font-size:21px;font-weight:700}.tool-card p{color:var(--ink-soft);margin:0 0 20px;font-size:14.5px;line-height:2}.tool-card__go{letter-spacing:.12em;color:var(--ink);font-size:13px;font-weight:700}.tool-card--external .tool-card__go:after{content:" ↗"}@media (max-width:900px){.tool-grid{grid-template-columns:1fr}}.calc{grid-template-columns:1fr 1fr;align-items:start;gap:clamp(28px,4vw,56px);display:grid}@media (max-width:900px){.calc{grid-template-columns:1fr}}.calc__form{border:1px solid var(--line);background:#fff;gap:22px;padding:32px 28px;display:grid}.calc__field label{letter-spacing:.06em;color:var(--ink);margin-bottom:8px;font-size:13.5px;font-weight:700;display:block}.calc__hint{color:var(--ink-faint);margin-top:6px;font-size:12.5px;line-height:1.8;display:block}.calc__input{border:1px solid var(--line);background:var(--paper);width:100%;color:var(--ink);border-radius:0;padding:12px 14px;font-family:inherit;font-size:16px}.calc__input:focus{border-color:var(--gold);background:#fff;outline:none}.calc__row{grid-template-columns:1fr 1fr;gap:14px;display:grid}.calc__unit{align-items:center;gap:10px;display:flex}.calc__unit span{color:var(--ink-faint);flex:none;font-size:13px}.calc__preset{border:1px solid var(--gold);width:100%;color:var(--gold);letter-spacing:.04em;cursor:pointer;background:0 0;border-radius:0;margin-top:10px;padding:11px 14px;font-family:inherit;font-size:13.5px;font-weight:700;transition:background .2s,color .2s;display:block}.calc__preset:hover{background:var(--gold);color:#fff}.calc__range{width:100%;accent-color:var(--gold);margin-top:10px}.calc__check{border:1px solid var(--line);background:var(--paper);cursor:pointer;align-items:flex-start;gap:10px;padding:16px;font-size:14px;line-height:1.9;display:flex}.calc__check input{accent-color:var(--gold);flex:none;margin-top:5px}.calc__check--off{opacity:.55;cursor:not-allowed}.calc__result{background:var(--ink);color:#fff;padding:34px 30px;position:sticky;top:96px}@media (max-width:900px){.calc__result{position:static}}.calc__headline{border-bottom:1px solid #ffffff29;margin-bottom:22px;padding-bottom:24px}.calc__headline span{letter-spacing:.2em;color:#ffffff8c;font-size:12px;display:block}.calc__headline strong{font-family:var(--serif);letter-spacing:.02em;margin-top:10px;font-size:clamp(32px,4.4vw,46px);font-weight:700;line-height:1.2;display:block}.calc__headline small{letter-spacing:.08em;margin-left:6px;font-size:.45em}.calc__lines{gap:13px;margin:0;font-size:14px;display:grid}.calc__lines div{justify-content:space-between;gap:16px;display:flex}.calc__lines dt{color:#fff9;margin:0}.calc__lines dd{text-align:right;font-variant-numeric:tabular-nums;margin:0}.calc__lines .is-strong dt,.calc__lines .is-strong dd{color:#fff;font-weight:700}.calc__lines .is-total{border-top:1px solid #ffffff29;margin-top:8px;padding-top:16px}.calc__badge{letter-spacing:.1em;background:#ffffff1f;margin-bottom:18px;padding:5px 12px;font-size:12px;display:inline-block}.calc__badge--warn{background:#ff7403e6}.calc__note{color:#fff9;border-top:1px solid #ffffff29;margin:24px 0 0;padding-top:20px;font-size:12.5px;line-height:1.95}.calc__table{border-collapse:collapse;font-variant-numeric:tabular-nums;width:100%;margin-top:22px;font-size:13.5px}.calc__table th,.calc__table td{text-align:right;border-bottom:1px solid #ffffff1f;padding:9px 4px}.calc__table th{color:#ffffff8c;letter-spacing:.08em;font-size:12px;font-weight:400}.calc__table th:first-child,.calc__table td:first-child{text-align:left}.calc__table tr.is-now td{color:var(--brand);font-weight:700}.tool-disclaimer{border-left:2px solid var(--gold);background:var(--paper-dim);max-width:860px;color:var(--ink-soft);margin-top:clamp(40px,5vw,64px);padding:24px 26px;font-size:13.5px;line-height:2}.tool-disclaimer strong{color:var(--ink)}.tool-cta{border:1px solid var(--line);background:#fff;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:24px;margin-top:clamp(36px,5vw,56px);padding:32px 30px;display:flex}.tool-cta p{margin:0;font-size:15px;line-height:1.9}.tool-cta strong{font-family:var(--serif);margin-bottom:4px;font-size:18px;display:block}.tool-steps{counter-reset:step;gap:18px;margin:0 0 8px;padding:0;list-style:none;display:grid}.tool-steps li{padding-left:48px;font-size:15px;line-height:2;position:relative}.tool-steps li:before{counter-increment:step;content:counter(step, decimal-leading-zero);font-family:var(--serif);letter-spacing:.1em;color:var(--gold);font-size:14px;font-weight:700;position:absolute;top:0;left:0}